A feeling of security
Insurance valuations reports of your art, antiques, valuables, household effects and home give a feeling of reassurance and security and prevents disputes with the insurer. Theft and fire/water or other damage often causes unnecessary problems between insured parties and their insurers if the value of the insured items has not been determined correctly in advance.
Insurance valuations reports prevent such problems. A valuation report specifies the value of all insured items that fall into the categories of art, antiques, paintings, jewelry, antiques, watches and other valuables.
Why?
Additional insurance
The insurance policies often specify a maximum sum per item or category in respect of compensation for art, antiques and valuables. If the value of your personal possessions exceeds this limit, we recommend that you take out additional insurance for these items and have a valuation report prepared.
A valuation report gives you peace of mind that the previously appraised value will be paid out if you should unexpectedly have to deal with the damage of your insured items.
Household Contents
Household contents are valued based on new-for-old value: the amount that would be needed to replace them with new items of the same type and equal quality.
Art, Antiques and Valuables
Art, antiques and valuables have an antiquarian or rarity value and are therefore not valued on the basis of the new-for-old value, but on the basis of the replacement value.
Jewelry and Watches
Jewelry and watches also have an antiquarian or rarity value and are therefore also valued on the basis of the replacement value.
Home or Buildings
The appropriate basis for insuring a home or building is the reinstatement value. Unfortunately, we see that this is unknowingly disregarded all too often. Instead, historical cost price, building cost, or current value is used as the point of departure. There is a very high risk of under-insurance in all those cases.
Benefits
An independent, impartial value appraisal
As a market leader, Apresa provides insurance valuations for private individuals, collectors, curators, museums, municipalities and all conceivable institutions. As independent, appraiser we conduct valuations in the Netherlands and abroad.
Clear and reliable reporting
Apresa reports in accordance with the highest standards in respect of descriptions and details; our valuation reports comply with article 7:960 of the Dutch civil code, as a result of which our valuation reports are accepted by all insurers
Experienced and professional appraisers
Our appraisers combine their broad experience with a high level of expertise when it comes to valuing art, antiques, paintings, jewelry and other valuables. Where some of our appraisers specialize in specific areas they all are general appraisers.
That means they are capable not only of valuing your art, antiques, paintings, jewelry and other valuables, but your household contents too. The valuation of homes or buildings calls for a different kind of expertise, which is why these valuations are carried out by colleagues from Troostwijk Taxaties B.V.
Broad experience and no stake
We possess broad experience in our field and are independent and impartial. We have no stake in sales or the insurance industry.
Personal and discreet approach
We guarantee a personal and discreet approach that is fully geared to your needs and your insurer’s conditions.
Research is central
Research is an essential component of our work. Apresa monitors various art markets closely and conducts research continually. This provides a valuable source of information that plays an important role in our organization.
Our method of operation
Assignments
We first ascertain the objective, the valuation basis and the type of report required for the valuation assignment. The cost and timeline can then be discussed. We start the process once we have the client’s approval.
Valuation system
Apresa uses the Tac-Art and Trevalar valuation systems which were developed in-house. This contributes to the efficiency of the valuation process and ensures control of the entire valuation process.
Execution
During the on-site valuation visit, the appraiser will inspect the home or building following a brief preliminary discussion. The appraiser usually starts with the most time-consuming items such as jewelry, watches, or silver.
It is advisable for someone to be present to answer any queries the appraiser may have. The appraiser compiles the report after the visit. We naturally handle every valuation report with the utmost discretion and integrity.
Client satisfaction survey
Apresa sets the bar high when it comes to the quality of its products. This means that our appraisers are continuously in search of ways to improve our services.
After sending your valuation report, we invite our clients to participate in a customer satisfaction study.
